New AHRQ Project

Madeline Reed recently started a project entitled. The Liquidity Sensitivity of Out-of-Pocket Health Care Expenditure: Effects from the Earned Income Tax Credit
Abstract: Out-of-pocket costs have grown dramatically in the last decade, contributing to households having to devote a greater share of their income to health care. Even among households with coverage through their employer, delaying of care due to cost is common. Health plans with deductibles have steep spot prices for cost-sharing early in coverage periods, which may drive individuals who are not financially prepared to defer expenses until they have the money to pay. This study uses monthly medical expenditures from 2011 to 2016 to answer the research question: Is there an association between increased income and health care utilization among individuals in private health plans? This research investigates how access to liquidity effects the timing of health care use among individuals with different deductible plans

 

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